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Janet White - Top Local Real Esate Expert

Welcome! Here You Can Find Great Information on Champaign, Urbana, Mahomet, Monticello, Bement Illinois Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Champaign, Urbana and Mahomet real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! we guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? we want to be YOUR real estate agent. As your trusted, professional real estate partner, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Champaign, Urbana and Mahomet real estate agent, we have the experience and track record you are looking for. Please let us help.

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•	Buy or Sell a Home with Janet & you can use her moving Trailer for free!

School Reports in Champaign, Urbana and Mahomet, Illinois

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Illinois Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Champaign, Urbana and Mahomet

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	Where is the world's largest wine cellar, and how big is it?
A	A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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Janet White & Associates, REALTOR®, real estate agents and broker for Champaign, Urbana and Mahomet, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Janet White
RE/MAX Realty Associates
2009 Fox Drive
Champaign, IL 61820
Phone 1: 217-352-5700
Phone 2: 217-377-7848
Fax: 217-352-0108
janetwhite@NUMBER1EXPERT.com

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